Bank Account ko Fraud se Bachane ke Liye Kuchh Jaruri Tips:
1. Apne Bank Account aur Debit/Credit Card ki Jankari Rahasya Rakhe:
* Kabhi bhi kisi ko bhi apna ATM PIN, CVV number, internet banking password ya OTP kisi ke sath share na karein, chahe woh bank ka employee hi kyon na ho.
* Apne bank account se judi koi bhi email ya SMS ko bina kisi vishesh gaur ke kholne se bachne.
* Public Wi-Fi ka use karke net banking ya online shopping na karein.
* Har transaction ke baad SMS alert ki suvidha activate karke rakhe.
**2. Strong Password aur PIN ka Use Karein:**
* Apne bank account aur card ke liye alag-alag aur strong password aur PIN ka use karein.
* Password aur PIN mein apni janam tarikh, mobile number jaisi personal information na rakhein.
* Password aur PIN ko regular change karte rahein.
**3. Bank se Swayam Sampark Karein:**
* Agar aapko koi suspicious call, SMS ya email aata hai jo aapke bank ka hone ka dawa karta hai, to usmein diye gaye number par call ya link par click karne ke bajay, khud bank ki website par jaakar ya customer care number par call karke bank se sampark karein.
*Bank ke official website aur app ka hi use karein.
4. Apne Bank Statements aur Transactions ko Regular Check Karein:
Apne bank statements aur transactions ko har mahine regular check karein aur kisi bhi unauthorized transaction ki report turant bank ko karein.
* Bank ke mobile banking app ya internet banking ka use karke aap apne account ko real-time mein monitor kar sakte hain.
**5. Phishing aur Smishing Scams se Bachen:**
* Phishing aur smishing scams mein aapko bank ya kisi dusri trusted organization ka hone ka dawa karne wale emails ya SMS milte hain jinmein aapse personal information ya bank account details mangi jaati hain.
* Kabhi bhi kisi bhi email ya SMS mein apni personal information ya bank account details na dein.
**6. Apne Computer aur Mobile Phone ko Secure Rakhein:**
* Apne computer aur mobile phone mein latest antivirus aur anti-malware software install rakhein.
* Firewall aur other security features ko enable rakhein.
* Public Wi-Fi ka use karte samay VPN ka use karein.
7. Bank ko Fraud ki Report Karein:
Agar aapko lagta hai ki aapka bank account fraud ka shikar hua hai, to turant apne bank ko report karein.
Bank aapko fraud ki report karne mein madad karega aur aapka paisa wapas lene mein aapki sahayata karega.
Yeh kuchh tips hain jinse aap apne bank account ko fraud se bacha sakte hain. Savdhan aur samjhdar rahekar aap apne paise ko surakshit rakh sakte hain.
Reserve Bank of India (RBI) website: [https://www.rbi.org.in/](https://www.rbi.org.in/)
Cybercrime and Online Fraud Prevention Unit (CFPU) [https://cybercrime.gov.in/]
Indian Bank Association (IBA) [https://www.iba.org.in/]
Yeh sabhi websites par aapko bank fraud se bachne ke baare mein aur jankari aur tips mil sakti hain.**
